Why Choose Us
Built on community trust. Backed by results.
High Returns on Deposits
Earn up to 11.50% p.a. on fixed deposits with senior citizen bonuses.
Safe & Secure Investments
Member-owned cooperative registered under Karnataka Co-operative Societies Act.
Healthcare-Linked Support
Society Hospital scheme and Health Loans make care accessible.
Major Deposit Products
Grow your savings with confidence
Deposit
Savings Deposit
- ✦High liquidity — deposit and withdraw anytime
- ✦Safe everyday cash management
- ✦Low minimum balance requirement
- ✦Quarterly interest credit
Interest: 3.00% – 3.50% p.a.
Learn more Deposit
Fixed Deposit
- ✦Tenures from 1 month to 37+ months
- ✦Interest up to 11.50% p.a. for general public
- ✦Senior citizen bonus: +0.50% p.a.
- ✦Loan against FD available
Interest: Up to 11.50% (General) / 12.00% (Senior Citizens)
Learn more Deposit
Recurring Deposit
- ✦Fixed monthly contribution
- ✦Goal-oriented savings (education, travel, milestones)
- ✦Compounding interest
- ✦Ideal for salaried individuals
Interest: Competitive — see interest rate table
Learn more Deposit
Daily Deposit
- ✦Save as little as ₹50–₹200 per day
- ✦Builds substantial corpus over time
- ✦Higher interest than traditional bank RDs
- ✦Convenient daily collection
Interest: Higher than traditional banks
Learn more Interest Rate Chart
Transparent rates. Real returns.
Senior citizens earn an additional bonus across all tenures.
| Tenure | General Public (p.a.) | Senior Citizens (p.a.) |
|---|---|---|
| Savings Account | 3.00% – 3.50% | 3.00% – 4.00% |
| 1 – 3 Months | 3.00% – 3.50% | 3.00% – 4.00% |
| 4 – 6 Months | 4.00% – 4.50% | 4.50% – 5.00% |
| 7 – 12 Months | 5.50% – 6.00% | 6.00% – 6.50% |
| 13 – 24 Months | 8.25% – 8.75% | 8.75% – 9.25% |
| 25 – 36 Months | 9.00% – 9.50% | 9.50% – 10.00% |
| Above 25 – 36 Months | 10.00% – 10.50% | 10.50% – 11.00% |
| Above 37 Months | 11.50% | 12.00% |
* Rates are subject to change. Loading latest rates…
Loan Solutions
Empowering Your Financial Journey
From medical emergencies to your dream vehicle — flexible loan solutions for every purpose.
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Members
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Years of Operation
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Branch in Bangalore
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Vehicle Loans Disbursed
Banking Partners
Backed by trusted banking relationships
Partner Bank 1
Partner Bank 2
How to Join
Become a member in 3 steps
1
Get the Application Form
Visit our Bangalore branch or contact us to receive the membership application form.
2
Prepare Your Documents
Submit KYC (Aadhaar, PAN, photographs) along with the ₹3,000 membership fee.
3
Submit & Get Approved
Our Managing Committee reviews your application and issues your Share Certificate.
Get in touch
Let's Talk About Your Financial Needs
Call us, fill a form, or walk into our Bangalore office. We're here for you.