Why Choose Us
Built on community trust. Backed by results.
High Returns on Deposits
Earn up to 11.50% p.a. on fixed deposits with senior citizen bonuses.
Safe & Secure Investments
Member-owned cooperative registered under Karnataka Co-operative Societies Act.
Healthcare-Linked Support
Society Hospital scheme and Health Loans make care accessible.
Major Deposit Products
Grow your savings with confidence
Deposit
Savings Deposit
- ✦High liquidity — deposit and withdraw anytime
- ✦Safe everyday cash management
- ✦Low minimum balance requirement
- ✦Quarterly interest credit
Interest: 3.00% – 3.50% p.a.
Learn more Deposit
Fixed Deposit
- ✦Tenures from 1 month to 37+ months
- ✦Interest up to 11.50% p.a. for general public
- ✦Senior citizen bonus: +0.50% p.a.
- ✦Loan against FD available
Interest: Up to 11.50% (General) / 12.00% (Senior Citizens)
Learn more Deposit
Recurring Deposit
- ✦Fixed monthly contribution
- ✦Goal-oriented savings (education, travel, milestones)
- ✦Compounding interest
- ✦Ideal for salaried individuals
Interest: Competitive — see interest rate table
Learn more Deposit
Daily Deposit
- ✦Save as little as ₹50–₹200 per day
- ✦Builds substantial corpus over time
- ✦Higher interest than traditional bank RDs
- ✦Convenient daily collection
Interest: Higher than traditional banks
Learn more Interest Rate Chart
Transparent rates. Real returns.
Senior citizens earn an additional bonus across all tenures.
Fixed Deposit — Interest Rates
| Tenure | General Public (p.a.) | Senior Citizens (p.a.) |
|---|---|---|
| Savings Account | 3.00% – 3.50% | 3.00% – 4.00% |
| 1 – 3 Months | 3.00% – 3.50% | 3.00% – 4.00% |
| 4 – 6 Months | 4.00% – 4.50% | 4.50% – 5.00% |
| 7 – 12 Months | 5.50% – 6.00% | 6.00% – 6.50% |
| 13 – 24 Months | 8.25% – 8.75% | 8.75% – 9.25% |
| 25 – 36 Months | 9.00% – 9.50% | 9.50% – 10.00% |
| Above 25 – 36 Months | 10.00% – 10.50% | 10.50% – 11.00% |
| Above 37 Months | 11.50% | 12.00% |
Rates are subject to change. Please contact the society or visit our branch for the latest applicable rates. Loading latest rates…
Looking for other deposits? See rates for all deposit products →
Loan Solutions
Empowering Your Financial Journey
From medical emergencies to your dream vehicle — flexible loan solutions for every purpose.
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Members
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Years of Operation
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Branch in Bangalore
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Vehicle Loans Disbursed
How to Join
Become a member in 3 steps
1
Get the Application Form
Visit our Bangalore branch or contact us to receive the membership application form.
2
Prepare Your Documents
Submit KYC (Aadhaar, PAN, photographs) along with the ₹3,000 membership fee.
3
Submit & Get Approved
Our Managing Committee reviews your application and issues your Share Certificate.
Get in touch
Let's Talk About Your Financial Needs
Call us, fill a form, or walk into our Bangalore office. We're here for you.