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Deposit Product

Share Bonds

Share bonds represent your stake in the cooperative society.

Key Features

  • Equity ownership in the society
  • Eligible for annual dividends
  • Voting rights in general body
  • Required for membership benefits

Interest Rates

Rates are subject to change.

TenureGeneral Public (p.a.)Senior Citizens (p.a.)
Savings Account3.00% – 3.50%3.00% – 4.00%
1 – 3 Months3.00% – 3.50%3.00% – 4.00%
4 – 6 Months4.00% – 4.50%4.50% – 5.00%
7 – 12 Months5.50% – 6.00%6.00% – 6.50%
13 – 24 Months8.25% – 8.75%8.75% – 9.25%
25 – 36 Months9.00% – 9.50%9.50% – 10.00%
Above 25 – 36 Months10.00% – 10.50%10.50% – 11.00%
Above 37 Months11.50%12.00%
* Rates are subject to change. Loading latest rates…

Frequently Asked Questions

Dividends are declared annually based on the society's profitability.