Loan Product
Surety Loan
Access funds with the support of fellow member guarantors.
Key Features
- Backed by member guarantors
- Competitive interest rates
- Flexible repayment tenure
- Quick approval process
Loan Process
A simple 5-step process from application to disbursal.
STEP 1
Check Eligibility
You must be an active member of Janatha Co-operative Society.
STEP 2
Contact Secretary / Special Officer
Discuss your loan requirement and collect the application form.
STEP 3
Submit Form & Documents
Provide completed form along with KYC and supporting documents.
STEP 4
Credit Committee Review
Our Credit Committee evaluates the application and approves eligible cases.
STEP 5
Disbursal
On approval, funds are disbursed to your bank account.
Frequently Asked Questions
Typically two active member sureties are needed.